Save Time and Make Money Terms of Use

 

Effective Date: November 17, 2025

Welcome to https://savetimeandmakemoney.com (the “Website”). These Terms of Use (“Terms”) form a legally binding agreement between you and Save Time and Make Money, a Virginia-based online SaaS business (“Save Time and Make Money,” “Company,” “we,” “us,” or “our”).

These Terms govern your access to and use of our Website, software platforms, tools, messaging services (including SMS), content, and any related products or services we provide (collectively, the “Services”).

1. Acceptance of the Terms

By accessing, browsing, registering for, purchasing, or using any part of the Services, you confirm that you have read, understood, and agree to be bound by these Terms, whether acting individually or on behalf of a business or other legal entity.

If you do not agree to these Terms, you must not access or use the Services.

2. Eligibility

To use the Services, you represent and warrant that:

·       You are at least eighteen (18) years of age

·       You reside in the United States, Canada, or the United Kingdom

·       You are not using the Services to compete with Save Time and Make Money

·       You have the authority to enter into this agreement on behalf of yourself or your organization

Failure to meet these requirements prohibits use of the Services.

 

3. Changes to the Terms

We may revise these Terms from time to time. Updates will be posted on this page and become effective as of the stated effective date. Where required by law, we will provide advance notice.

Continued use of the Services after changes become effective constitutes acceptance of the revised Terms.

 

4. Access to the Services

Service Modifications

We may modify, suspend, discontinue, or restrict access to any part of the Services at any time, with or without notice. We are not liable for interruptions, downtime, or service unavailability.

Account Registration

Certain features require account registration. You agree to provide accurate, current, and complete information and to keep it updated.

Your account information is governed by our Privacy Policy:
https://savetimeandmakemoney.com/privacy-policy

 

5. Account Security and Responsibility

You are solely responsible for:

·       Maintaining the confidentiality of your login credentials

·       All activity occurring under your account

·       Immediately notifying us of unauthorized access or security breaches

Accounts may not be sold, transferred, or shared without our written consent.

 

6. Account Suspension or Termination

We may suspend or terminate your account at any time, with or without notice, if we believe you have violated these Terms or applicable law. You may request account termination by contacting us.

 

7. Acceptable Use Policy

You may use the Services only for lawful business or commercial purposes.

Prohibited Activities Include:

·       Violating laws or third-party rights

·       Sending spam or unauthorized communications

·       Misrepresentation or impersonation

·       Harassment, abuse, or interference with others

·       Introducing malware, viruses, or harmful code

·       Attempting unauthorized access or data scraping

·       Reverse engineering or copying the Services

·       Collecting personal data without consent

We reserve the right to investigate and take appropriate action.

 

8. Geographic Scope

The Services are operated from Virginia, United States. We make no representation that the Services are appropriate or available outside the U.S. Users accessing the Services from other jurisdictions do so at their own risk.

 

9. Purchases and Payments:

Ordering - Placing an order constitutes a binding obligation to pay all fees, taxes, and applicable charges.

Payments - Payments are processed by third-party providers. We do not store payment card information.

Failure of payment may result in service suspension.

 

10. Subscriptions:

Billing - Subscriptions begin upon payment and continue for the selected term.

Auto-Renewal - Subscriptions automatically renew unless canceled prior to renewal. Cancellation takes effect at the end of the current billing cycle.

Non-Refundable - Unless required by law, subscription fees are non-refundable.

 

11. Intellectual Property

All content, software, trademarks, branding, and materials within the Services are owned by Save Time and Make Money or its licensors. You are granted a limited, revocable, non-transferable license to use the Services during the term of your account. You may not copy, distribute, modify, reverse engineer, or exploit the Services without written consent.

 

12. User Content

You retain ownership of content you submit but grant Save Time and Make Money a worldwide, royalty-free, perpetual license to use, display, reproduce, and distribute such content in connection with the Services.

You represent that you have the rights necessary to submit such content.

 

13. Content Standards

User content must not:

·       Be unlawful, fraudulent, or deceptive

·       Infringe intellectual property

·       Contain harmful, abusive, or obscene material

·       Promote discrimination or violence

·       Misrepresent affiliation with the Company

We may remove content at our discretion.

 

14. SMS Messaging Program

By opting in, you consent to receive SMS notifications, alerts, and occasional marketing messages.

·       Reply STOP to opt out

·       Reply HELP for assistance

·       Message and data rates may apply

·       Message frequency varies

·       Carriers are not responsible for delayed or undelivered messages

Support: [email protected]

 

15. Disclaimer of Warranties

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

 

16. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SAVE TIME AND MAKE MONEY SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES.

YOUR SOLE REMEDY IS TO STOP USING THE SERVICES.

 

17. Indemnification

You agree to indemnify and hold harmless Save Time and Make Money from claims arising from your use of the Services or violation of these Terms.

 

18. Governing Law and Dispute Resolution

These Terms are governed by the laws of the Commonwealth of Virginia.

Any disputes shall be resolved exclusively in state or federal courts located in Henrico County, Virginia, or, at our discretion, by binding arbitration.

YOU WAIVE THE RIGHT TO A JURY TRIAL AND CLASS ACTIONS.

 

19. Time Limitation on Claims

Any claim must be brought within six (6) months of the event giving rise to the claim.

 

20. Miscellaneous

·       No waiver by delay

·       Severability applies

·       Entire agreement governs

·       No partnership or agency created

·       Assignment restricted

·       Export laws apply

 

21. Contact Information

Save Time and Make Money
8401 Mayland Drive, Suite A
Richmond, VA [email protected]

 

 

Save Time and Make Money

Privacy Policy

Effective Date: November 17, 2025

Save Time and Make Money (“Save Time and Make Money,” “Company,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information when you visit https://savetimeandmakemoney.com (the “Website”) or use any of our products, software tools, messaging services (including SMS), content, and related services (collectively, the “Services”).

By using the Services, you agree to the practices described in this Privacy Policy.

1. Scope

This Privacy Policy applies to information we collect from or about:

·       Website visitors

·       Prospective customers and customers

·       Business clients and their authorized users

·       Individuals who communicate with us by email, phone, web chat, or SMS

·       People who opt in to receive marketing or transactional messages

2. Information We Collect:

A. Information You Provide

We collect information you choose to provide, such as:

·       Name, email address, phone number, business name

·       Login credentials (or account-related identifiers)

·       Billing contact details (note: payment card data is handled by payment processors, not stored by us)

·       Messages you send to us (support tickets, chat, emails, SMS replies)

·       Content or data you submit through the Services (for example, contact lists, scripts, campaigns, settings, or other business data)

B. Information Collected Automatically

When you use our Services, we may automatically collect:

·       IP address, device identifiers, browser type, operating system

·       Website usage and interaction data (pages visited, links clicked, time spent)

·       Approximate location (derived from IP address)

·       Log files, diagnostic data, and performance metrics

·       Cookies and similar technologies (see Section 9)

C. Information from Third Parties

We may receive information from third parties such as:

·       Payment processors (confirmation of payment status; not full card numbers)

·       Analytics providers

·       Advertising/marketing platforms (where enabled)

·       Integrations you connect (CRM, calendars, email providers, etc.), to the extent you authorize access

3. How We Use Information

We use information to:

·       Provide, operate, and maintain the Services

·       Create and manage accounts

·       Deliver features you request, including messaging and automation

·       Provide customer support and respond to inquiries

·       Send administrative messages (security notices, account changes, invoices, service updates)

·       Send SMS messages when you opt in (see Section 6)

·       Improve performance, quality, and user experience

·       Monitor for fraud, abuse, security threats, and prohibited use

·       Comply with legal obligations and enforce our Terms of Use

·       Market our Services (where permitted by law and your preferences)

4. How We Disclose Information

We do not sell your personal information in the traditional sense. We may disclose information as follows:

A. Service Providers (Subprocessors)

We share information with vendors that help us run the Services, such as:

·       Hosting and cloud infrastructure providers

·       Messaging providers (SMS aggregators/carriers and communication platforms)

·       Payment processors

·       Analytics and monitoring providers

·       Customer support tools

These providers may access information only to perform services for us and are required to protect it.

B. Business Transfers

If we are involved in a merger, acquisition, reorganization, financing, or sale of assets, information may be transferred as part of that transaction.

C. Legal and Safety

We may disclose information if we believe it is reasonably necessary to:

·       Comply with law, legal process, or government requests

·       Enforce our Terms of Use or protect our rights

·       Prevent fraud or security issues

·       Protect the safety of users or the public

D. With Your Direction

We may disclose information when you request it, consent to it, or enable integrations that require data sharing.

5. Data You Upload or Process Through the Services

If you upload, import, or otherwise process third-party data (for example, customer contact lists), you are responsible for ensuring you have the legal right to collect, use, and share that data with us for processing.

We process that data to provide the Services and as described in this Privacy Policy and our Terms of Use.

6. SMS Messaging and Communications

A. Opt-In and Consent

If you opt in to receive SMS messages from us, we may send:

·       Account notifications and service alerts

·       Appointment confirmations/reminders (if applicable)

·       Support messages and follow-ups

·       Occasional marketing messages (where you have provided the required consent)

B. Opt-Out

You can opt out anytime by replying STOP. After you opt out, we will send a confirmation and stop sending further SMS messages (unless you later opt back in).

C. HELP

Reply HELP for assistance, or contact: [email protected]

D. Message Rates / Delivery

Message and data rates may apply. Message frequency varies. Carriers are not responsible for delayed or undelivered messages.

E. Communication Preferences

We may also contact you by email or phone regarding your account, service updates, security notices, or support issues.

7. Data Retention

We retain personal information only as long as reasonably necessary to:

·       Provide the Services

·       Maintain business records

·       Comply with legal obligations

·       Resolve disputes

·       Enforce agreements

·       Protect security and prevent abuse

Retention periods vary depending on the type of information and business purpose.

8. Security

We implement reasonable administrative, technical, and physical safeguards designed to protect information from unauthorized access, disclosure, alteration, or destruction. No system can be guaranteed 100% secure. You are responsible for protecting your account credentials and limiting access to your devices.

9. Cookies and Tracking Technologies

We may use cookies, pixels, local storage, and similar technologies to:

·       Operate and improve the Website and Services

·       Remember preferences

·       Understand usage and performance

·       Support marketing and advertising (where enabled)

You can control cookies through browser settings. Disabling cookies may affect certain features.

10. Your Choices and Rights

Depending on where you live, you may have rights to:

·       Request access to personal information we hold about you

·       Request correction of inaccurate information

·       Request deletion (subject to legal and operational exceptions)

·       Object to or restrict certain processing

·       Opt out of marketing communications

To make a request, contact: [email protected]
We may need to verify your identity before fulfilling requests.

11. Children’s Privacy

The Services are not directed to children under 13, and we do not knowingly collect personal information from children. If you believe a child has provided us information, contact us and we will take appropriate steps to delete it.

12. International Users

We operate from the Commonwealth of Virginia, United States. If you access the Services from outside the U.S., you understand your information may be transferred to and processed in the United States where data protection laws may differ from your jurisdiction.

13. Third-Party Links and Integrations

The Services may include links to third-party websites or integrations. We are not responsible for the privacy practices of third parties. Review their policies before providing information.

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be posted on this page with a revised effective date. Your continued use of the Services after updates constitutes acceptance of the updated Privacy Policy.

15. Contact Us

Save Time and Make Money
8401 Mayland Drive, Suite A
Richmond, Virginia
Email: [email protected]